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Solar panels in New Jersey

Roofs across New Jersey get about 1,464 hours of usable sunlight a year, and electricity costs 19.4¢/kWh. That combination puts a typical system's payback at 8.4 years. Here's the detail, from real rooftop data across 4 New Jersey cities.

1,464Sun hours / yr
19.4¢Per kWh
22Panels typical
8.4 yrPayback
New Jersey is a middling solar market. A 8.4-year payback still beats leaving the money in a savings account over 25 years, but it is not the slam dunk the ads suggest.

Check your own roof in New Jersey → These are regional figures; your roof's size, pitch and shading move them a lot.

How New Jersey compares

New Jersey gets more sunlight than 37% of the cities we measure, and its electricity costs more than 82% of states and provinces. Both matter, but not equally: the electricity rate usually matters more, because solar saves money by replacing power you would otherwise buy. A sunny state with cheap power often pays back slower than a cloudy state with expensive power. Why that happens →

Solar by city in New Jersey

CitySun hrs/yrPanels Net costPayback
Jersey City 1,473 22 $17,556 8.3 yrs
Newark 1,464 22 $17,556 8.4 yrs
Trenton 1,420 23 $18,354 8.7 yrs
Paterson 1,362 24 $19,152 9.1 yrs

What a system costs in New Jersey

SystemSizekWh/yr Net costSaves/yrPayback
8 panels3.2 kW 3,982$6,384 $773 8.3 yrs
12 panels4.8 kW 5,973$9,576 $1,159 8.3 yrs
16 panels6.4 kW 7,964$12,768 $1,545 8.3 yrs
20 panels8 kW 9,955$15,960 $1,931 8.3 yrs
26 panels10.4 kW 12,942$20,748 $2,199 9.4 yrs

Payback stops improving as systems grow, then gets worse. You can only save on electricity you were going to buy, so once a system covers your usage the extra panels mostly export at a lower rate.

New Jersey solar incentives

Every US household can claim the 30% federal residential clean energy credit, which is what the "after credit" figures above assume. On a $25,080 system that is $7,524 back. How the credit works →

State, utility and municipal incentives stack on top and change often — New Jersey may offer rebates, property or sales tax exemptions, or performance payments. We deliberately don't list specific state programmes here because they change several times a year and stale numbers are worse than none. The DSIRE database is the standard reference and is kept current.

Net metering is the one to actually check. It decides what your utility pays for exported power, and it affects your return far more than most rebates. Rules vary by utility, not just by state, and have been getting less generous. Ask any installer exactly which net metering tariff you would be on.

New Jersey solar questions

Is solar worth it in New Jersey?

At 19.4¢/kWh and 1,464 usable sun hours, a typical system pays back in about 8.4 years and returns roughly $35,007 over 25 years. That is a solid return.

How many solar panels do I need in New Jersey?

About 22 panels for a home using 10,800 kWh a year. Each 400W panel produces roughly 498 kWh annually at New Jersey sunlight levels.

How much do solar panels cost in New Jersey?

A 8.8 kW system runs about $25,080 before incentives and $17,556 after the 30% federal credit. Quotes vary widely by installer and roof complexity — get three.

Worth reading before you buy

Regional estimates generated 2026-08-22 from Google Solar API rooftop samples across 4 New Jersey cities, and average New Jersey electricity rates. Not a quote and not financial or tax advice.